Alpha Direct Insurance
Our products

Instant insurance.

Quick-to-activate cover, available online.

All product families

Motor & Vehicle

Third Party

P49 / month

Basic third-party motor cover — activates instantly, no waiting period.

Motor & Vehicle

Third Party Gold

P79 / month

Everything in Third Party, plus cover for the four side windows of your car.

Motor & Vehicle

Third Party Platinum

P99 / month

Our top third-party tier — full glass, higher liability and cosmetic repairs.

Motor & Vehicle

Comprehensive Motor

Monthly premium varies

Full motor cover for your own vehicle plus third-party liability.

Health & Wellbeing

Hospital Cashback (P49 plan)

P49 / month

Cash paid directly to you for each day you spend in hospital — no medical bills required.

Health & Wellbeing

Hospital Cashback (P99 plan)

P99 / month

The same daily-cash structure as the P49 plan, at higher amounts.

Health & Wellbeing

Accidental Death

P79 / month

A lump-sum payout if you die or are permanently disabled in an accident.

Lifestyle & Protection

Mobile Device

From P49 (varies by device)

Worldwide accidental damage cover for your phone, laptop, tablet or notebook.

Lifestyle & Protection

Legal Insurance (P49 plan)

P49 / month

Attorneys, advice and court representation up to P90,000 per year for personal legal matters.

Lifestyle & Protection

Legal Insurance (P99 plan)

P99 / month

Same scope as the P49 plan, with the annual ceiling raised to P150,000.