Commercial insurance.
Protection for your business and employees.
Your Property
Fire (Fire & Allied Perils)
The core property cover, protecting your buildings, structures and contents.
Your Property
Buildings Combined
Combined cover for your commercial buildings, the rent they earn and your liability as owner.
Your Office
Office Contents
Cover for the contents of your offices and consulting rooms.
Your Income
Business Interruption
Replaces lost income when insured damage forces your business to stop or slow down.
Your Income
Accounts Receivable
Covers you when damaged records leave you unable to collect what you are owed.
Your Premises
Theft
Cover for your business contents against theft involving forced entry or violence.
Your Money
Money
Cover for cash and negotiable instruments in transit and on your premises.
Your Premises
Glass
Cover for your shopfront and business glass, including signwriting.
Your Money
Fidelity Guarantee
Protects your business against theft and dishonesty by your own employees.
In Transit
Goods in Transit
Cover for your goods while they are being transported.
Your Assets
Business All Risks
Wide cover for specified business property, anywhere in the world.
Your Assets
Accidental Damage
A safety net for accidental damage not covered under your other sections.
Your People
Stated Benefits
Agreed, fixed cash benefits for injury or death of your named people.
Motor Trade
Motor Traders (External Risks)
Motor trade cover for vehicles in your care while away from your premises.
Motor Trade
Motor Traders (Internal Risks)
Motor trade cover for vehicles while in or on your own premises.
Your Equipment
Electronic Equipment
Cover for electronic and data-processing equipment against physical loss or damage.
Your Liability
Public Liability
Covers your legal liability to the public for injury or property damage.
Your Vehicles
Commercial Motor
Cover for your business vehicles — from private-type cars to commercial vehicles, motorcycles, buses and trailers.
Your Employees
Workers Compensation (Employers' Liability)
Covers your legal liability to employees injured or made ill through their work.